Finearn Privacy Policy

This Finearn Privacy Policy (“Policy”) defines how the Finearn Platform gathers, processes, preserves, and discloses information about users. It also addresses how Finearn handles user data, as well as users’ rights and preferences about their data. This Policy applies to all users of the Finearn Platform designated as “Learners,” “You,” or “Your.”

Please read this Policy and Finearn's Terms of Use carefully before using the Finearn Platform, providing your Personal Information, or otherwise showing your consent when it is requested. With regard to these practices, Finearn does not accept any form of liability. If you do not accept any of the provisions of this Policy or the Terms of Use, you should not use the Finearn Platform and should cease all communication with us.

Should any information you provide or upload to the Finearn Platform violate this Policy or the Terms of Use, Finearn may need to delete such information after notifying you and revoke your access, if necessary, without any liability on our part. Any terms that are capitalized in this Privacy Policy but are not defined here will be defined in the Terms of Use. Kindly read the following Policy before engaging with the Finearn Platform or availing of any of the services and products offered. For further information, please feel free to contact Finearn as shown below.

Personal Information

"Personal Information" refers to data that identifies a Learner, including first and last name, identification number, email address, age, gender, location, photograph, and phone number provided during registration or at any time on the Finearn Platform.

"Sensitive Personal Information" includes the following:

• Passwords and financial data (excluding the truncated last four digits of credit/debit cards)
• Health data
• Official identifiers (such as biometric data, Aadhar number, Social Security number, driver's license, passport, etc.)
• Information related to sexual life, sexual identity, race, ethnicity, political or religious beliefs or affiliations
• Account details and passwords
• Other data categorized as "sensitive personal data" or "special categories of data" under relevant Data Protection Laws such as the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, the General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA).

In this Policy, the term "Personal Information" may also encompass "Sensitive Personal Information" depending on the context.

Information We Collect

We may gather both personal and non-personal information from You in several ways, including when You visit the Finearn Platform, register on it, or engage in various activities, services, features, or resources available on the Finearn Platform. Please note:

• Finearn only requests Personal Information when it is genuinely needed, such as during registration for Platform Content.
• Finearn does not share Your Personal Information with third parties except to comply with applicable laws, enhance our products and services, or protect our rights.
• Finearn does not store Personal Information on its servers unless necessary for the ongoing operation of the Finearn Platform.

Types of Information Collected

1. Personal Identifiable Information

We may collect personal information such as Your name and email address to grant You access to the Finearn Platform and its services/products. We will only collect personally identifiable information that You voluntarily provide. While You can choose not to provide such information, doing so may limit Your ability to access certain services or engage in specific activities on the Finearn Platform.

2. Non-Personal Identifiable Information

When You interact with the Finearn Platform, we may collect non-personal information such as browser type, language preference, referring site, date and time of each user request, operating system, Internet service provider, and similar details.

3. Cookies

To improve User experience, the Finearn Platform may use "cookies." A cookie is a string of information stored on a visitor's computer, which the visitor's browser provides to the website each time they return, serving record-keeping purposes. You can choose to set Your browser to refuse cookies or notify You when cookies are being sent; however, this may result in some parts of the Finearn Platform not functioning properly.

How We Use and Share the Information Collected

We may collect and use Your Personal Information for the following purposes:

1. To Provide Access to the Finearn Platform and Services/Products:
We use Your information to grant You access to the Finearn Platform and the services/products available, including customer service, processing purchases, verifying User information, and resolving any issues with the Finearn Platform.

2. To Enhance the Finearn Platform and Ensure Your Safety:
The information you provide allows us to improve the functionality of the Finearn Platform, as well as the services and products we offer. Moreover, Finearn uses Your information to protect against harm to Your Privacy or the Finearn Platform, including cases of criminal and fraudulent activities, data breaches, damage to the Platform, and other jeopardizing factors.

3. To Connect with You and Promote Finearn Services/Products:
Finearn may use the email address You provide to communicate about Your orders, share offers, inform You of new products/services, or seek Your feedback.